These are the conditions(“Terms”)for the use of this website www.pragroup.com/ES (the“Website”)operated by PRA Group, Inc. (Nasdaq:PRAA) and its direct and indirect affiliated companies(“PRA Group”).
PRA Iberia, S.L.U.,a Spanish company owned by PRA Group, is a private limited liability company, subject to Spanish law, with registered office at Calle Albasanz, n.º 16, 28037 Madrid, Spain, and registered in the Mercantile Registry of Madrid in Volume 5807, Folio 64, Sheet M-94984, Section 8, and with Tax Identification Number B-80568769.
Please read these Terms carefully before using the Website. They contain important information about your rights and obligations when you use the Website. Please note that the Terms may refer to PRA Group as “we” or “our”.
By using or accessing the Website, you agree to be legally bound by the Terms, as they will apply to your use of or access to the Website. You further agree to use the Website only in a manner that complies with all applicable laws and does not infringe the rights of third parties, or restrict or impede your use or enjoyment of the Website. If you do not accept the Terms, please do not visit or use the Website.
We may revise these Terms at any time. Any changes will be effective as soon as they are posted on the Website. You should check the Website from time to time to review the current version of the Terms.
Some provisions of these Terms may be extended or replaced by other terms or legal notices on specific pages of the Website. Please also refer to the Privacy Statement which can be found HERE.
Access to the Website
Access to the Website is permitted temporarily, and we reserve the right to remove any information or services we offer on the Website without notice. If necessary, we may suspend access to the Website or close it indefinitely.
We assume no liability for damages, losses, costs or expenses incurred by you if, for any reason, the Website becomes unavailable or is inexrable at any time or for a period of time.
You are responsible for taking all necessary steps to access the Website.
You are also responsible for ensuring that all persons accessing the Website through your Internet connection are aware of these terms, and that they comply with them.
Intellectual property rights
We are the owners or licensors of all intellectual property rights in the Website, and of the information (including all text, photographs, illustrations, designs, graphic images, animations, video materials, audio materials and trademarks) posted on it. We strictly reserve all such rights.
You may print a single copy, and download extracts from any page of the Website for your personal reference, and may draw the attention of others in your company to information posted on the Website.
You are prohibited from modifying paper or digital copies of any information you have printed from the Website or otherwise downloaded from the Website, and you are prohibited from using any photograph, illustration, design, graphic image, animation, video material, audio material or trademark separately without accompanying text.
You shall always acknowledge that we (and any of the identified contributors) are the authors and owners or licensees of the information on the Website.
It is prohibited to use any part of the information contained on the Website for commercial purposes without first obtaining a license to do so from us or from our licensors; such license may be retained in our sole discretion or that of our licensors.
If you print off, copy or download any part of the Website in violation of these Terms or otherwise violate the Terms, you will immediately lose your right to use the Website and must, in our sole discretion, return or destroy copies of the information you have obtained.
Except as expressly permitted under these Terms, no part of the Website may be reproduced or stored on any other website or in a public or private electronic retrieval system or service without our prior written consent.
Reliance on published information
The comments and information posted on the Website are of a general nature. The Website is not intended to provide advice, make any offer or create or otherwise guide towards the creation of any legally binding relationship between you and us. While we make reasonable efforts to update the information contained on our Website, we make no warranties or assurances, express or implied, that the content of the Website is accurate, complete or up-to-date. As such, statements made on the Website should not be relied upon.
The information displayed on the Website is provided “as is” without any warranty, representation, condition or assurance as to its accuracy.
If your use of the information on the Website results in the need to perform maintenance, repair or correction of an equipment, program or data, you assume all expenses associated with such actions.
To the extent permitted by law, we and any third party linked to us expressly disclaim any liability with respect to:
- Any express or implied warranties, representations, conditions, security and other similar terms of any kind.
- Any implied terms for the relevant jurisdiction that, except for these Terms, may affect the Website.
- Any liability for direct, indirect or special loss or damage incurred by any user (including without limitation any direct, indirect, punitive or special loss or damage, or any loss of remuneration, business, income, profits, anticipated savings, professional standing, data, contracts, use of money or loss or damage arising out of or in connection in any way with the interruption of a business , wasted management or office time, or any distributed denial-of-service attack, and regardless of whether it results in an unlawful or criminal act, including without limitation by negligence, contract or otherwise) and any other loss or damage regardless of how it occurred even if it may have been foreseen, in connection with the Website or with the use , the inability to use, or resulting from the use of the Website, websites linked to it and any information published on it or any viruses or technologically harmful information that may infect your computer equipment, program, data or other objects for your access, use or navigation on the Website, or your downloading of any information from the Website or websites linked to it.
Viruses, piracy and other crimes
It is prohibited to knowingly introduce viruses, Trojan horses, worms, logic bombs or other information on the Website that is malicious or impairs the performance or operation of the Website or our information technology systems.
It is prohibited to attempt to access the Website without prior authorization, the server where the Website is stored or any server, computer, database or other system connected to the Website.
It is prohibited to attack the Website through a denial-of-service attack or a distributed denial-of-service attack.
We will report these violations to the relevant authorities and cooperate with those authorities by disclosing your identity and any other related data we hold about you, where we are obliged or permitted to do so by applicable law.
In the event of a violation of the Terms in this way, you will be denied use of the Website immediately.
Links on the Website
Where the Website contains links to other websites and resources provided by third parties, these links will be displayed for your information and convenience only.
We are not associated with or control over the contents of those sites or resources, and assume no responsibility for them or for any loss or damage that may arise from your use of them.
If you use these links, you will leave the Website. We may not have reviewed those third-party websites and do not control and are not responsible for the websites or their content or availability.
We do not endorse, nor do we make any warranties, representations or assurances about the third-party websites, or any information contained therein, or any results that may be obtained from their use.
If you decide to access any of the third-party websites linked to the Website, you do so entirely at your own risk.
You may access our payment website (“Payment Website”) from the Website. If you wish to effectively access and use our Payment Website, please read and confirm the applicable separate conditions governing access to and use of our Payment Website.
If any of the clauses (or part of a clause) of these Terms is not held valid, lawful or enforceable by a competent court or if the law changes in such a way that it loses its validity, becomes unlawful or unrforceable to any extent, then the clause (or the affected part) will be treated as if it had been removed from the rest of the conditions , which will continue to apply.
Transfer of your personal data outside the
European Economic Area (“EEA”) Companies owned by PRA Group may be located in countries outside the EEA [including the United States of America,]. We will only transfer your personal information outside the EEA where we can ensure that the levels of security applied are adequate for the protection of your personal data. We will ensure that a level of protection comparable to the processing carried out within the EEA is applied and that this comparable level complies with the applicable laws.
Under current data protection legislation (General Data Protection Regulation (EU) 2016/679, you have the right to access your personal data at any time and to request the correction of any errors or inaccuracies in relation to your personal data, providing us with the documentation to justify it. You also have the right to request the deletion of the processing of your personal data whenever it is legally justified, you can also oppose the processing of your data under certain circumstances, as well as exercise your right to the restriction of your personal data. If we have processed your data with your consent, you can revoke it at any time.
For more information, please refer to the Data Protection Communication attached to this Website.
If you wish to exercise any of these rights, you must contact us through the contact details provided below or on this Website. However, please note that, as part of the security measures for the protection of your personal data, we may need to request more information from you to verify or confirm your identity.
If you wish to exercise any of these rights, you must contact PRA Iberia and send your request in writing to the “Customer Service Department” at the following address: C/ Albasanz, 16-3rd floor, Madrid (28037), including a copy of your Identification Number (DNI/NIF) or to the e-mail: firstname.lastname@example.org.
Applicable law and jurisdiction
These Conditions shall be governed by and construed in accordance with Spanish law. The courts of the city of Madrid will have exclusive jurisdiction over all disputes arising out of or related to the Terms.